Hotel and Guesthouse Insurance
Get Your insurance quote today!
Solving Your Problems
Running a hotel or guesthouse can mean working long hours over 7 days each week so finding time to look for a competitive hotel and guesthouse insurance quote can be hard. Whatever the nature of your business, if you have a standard or non-standard premises, a single outlet or a chain, let us do the hard work for you. A single call to Lockyers, a leading insurance broker, with our access to most UK branded insurers, can help to solve your problems.
Once you become one of our clients we continue to work with you, adjusting your hotel and guesthouse insurance policy as required. We understand that you have a busy life so we can also offer the services of a dedicated claims manager to help you through the process should the need arise.
Cover can be tailored to include:
- Public liability insurance – cover for claims due to injury or loss including damage to property or injury to a member of the public – Find out more
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Professional indemnity insurance – protection against claims by your customers for losses caused by negligence by you or your employees – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position – Find out more
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Contents insurance – cover for items such as fixtures and fittings from losses caused by damage and theft, especially when some equipment can be very expensive
- Guests personal effects insurance – cover for the belongings of your paying guests while they are staying with you in the event of malicious or accidental damage, protection for losses due to fire, water or theft
- Stock insurance – cover for damage or theft of products which can be very expensive to replace, can also include protection against deterioration of frozen stock
- Money on site insurance – cover for money that is stolen or lost from your business premises
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Business interruption insurance – cover for lost income that is due to an unexpected event that affects your business e.g. fire or flood so you can continue to pay bills and pay for increased costs such as renting office space while repairs take place
- Loss of licence – cover to protect against loss if your entertainment licence or licence to sell alcohol is lost through no fault of your own
- Personal accident insurance – insurance to protect against serious injury or death caused by an accident to cover costs including lost income and medical charges
- Engineering inspection insurance – if your business involves the operation of plant and machinery including electrical installations, lifting and ventilation equipment or pressure systems then regular inspections are required to check they are operating safely within the relevant legal requirements. This policy covers the services of qualified professionals to inspect the plant and offer expert advice – Find out more
- Machinery and plant insurance – cover for damaged or stolen machinery including generators that you own or that you’ve hired
