Pier Insurance
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Finding the right solution
Due to numerous recent high profile losses, piers are traditionally very hard to insure. This leads to many piers being unable to afford the premiums, or even worse buying pier insurance which is totally unsuitable for the risks they face.
Using our knowledge of the pier industry we have created an insurance product that addresses the risks piers face properly, and helps pier owners manage the risks they face. Thus, making their piers a more attractive proposition to insurers.
What our clients have to say about us
“It can be hard finding the right insurance for piers. Lockyers have put their specialist knowledge of piers to good use, insuring our business and the pier structure on the correct basis”.
Llandudno Pier
Keeping you protected
One of the main mistakes we come across when reviewing a pier’s insurance for the first time, is that they are insured as though they are a business or property based on land, which they are obviously not. Our pier insurance programme takes into account that they are marine structures which require specific cover for exposure to the seas and elements.
Our system of insuring piers has met the needs of the pier owners, their banks/mortgagors and charity funding such as the Heritage Lottery Fund.
We can offer insurance cover for:
- The Reconstruction and Renovation of Piers
- Operational Leisure Piers
- Working Piers, Wharfs, Quays & Docks
Insurance cover for your pier can be tailored from the following:
- Pier Structure Insurance – specialist insurance cover for your pier and topside buildings.
- Public liability insurance – cover for claims due to injury or loss including damage to property or injury to a member of the public – Find out more
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position – Find out more
- Contents insurance – cover for items such as fixtures and fittings from losses caused by damage and theft, especially when some equipment can be very expensive
- Business interruption insurance – cover for lost income that is due to an insured event that affects your business e.g. fire
- Machinery and plant insurance – cover for damaged or stolen machinery including generators that you own or that you’ve hired
- Fairground Rides & Attractions – Such as Rollercoasters, Log Flumes and Ferris Wheels
Meeting your changing needs
We don’t just arrange your insurance for you, once you become a client of Lockyers we manage your insurance, making sure it meets your changing needs through the year, and should the worst happen we assist you with handling claims on your insurance.
