Funeral Directors' Insurance
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Funeral Directors' insurance
Lockyers are a commercial insurance broker. We will design an insurance programme to meet the needs of your business, from Commercial Combined insurance including legal expenses, stock, business interruption, buildings, employers and public liability to vehicle insurance to cover hearses, limousines and private ambulances.
Additional protection can be arranged to cover the directors and officers of your business. Talk to one of our experienced insurance brokers for a quote.
Once you become one of our clients we continue to work with you, adjusting the policy to meet the changing needs of your business. We understand that you have a busy life so we can also offer the services of a dedicated claims manager to help you through the process should the need arise.
Cover can be tailored to include:
- Public liability insurance – cover for claims due to injury or loss including damage to property or injury to a member of the public – Find out more
- Employers’ liability insurance– a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position e.g. from employees, shareholders, creditors, regulators, customers, government – Find out more
- Business interruption insurance – cover for lost income that is due to an unexpected event that affects your business e.g. fire or flood so you can continue to pay bills and pay for increased costs such as renting alternative premises while repairs take place
- Motor fleet insurance – cover for hearses, limousines and private ambulances
- Stock insurance – cover for damage or theft of products which can be very expensive to replace
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Material damage insurance – protection for losses incurred to buildings, plant or stock due to damage caused by an unexpected event e.g fire or flood
- Contents insurance – cover for items such as fixtures and fittings from damage and theft
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes