As a landlord, maintaining healthy, safe and compliant properties for your tenants is already an important responsibility that comes with your profession. However, landlords that let properties considered to be houses in multiple occupation (HMOs) have additional expectations to fulfil. Your property is classified as an HMO if at least three tenants live there—forming more
Due to the ever-growing demand in new and innovative technology and the seemingly endless surge of digital progression, there is never time to rest on your laurels when it comes to cybersecurity. As a business, to avoid becoming victim to cybercrime, you need to build your walls of defence in all areas, including cybersecurity, training
If you’re one of the hundreds of thousands of people who have a 2nd home which you don’t rent out as someone else’s residence, it’s important for you to know where your primary home insurance policy differs when looking at 2nd home insurance, and how it’s the same. The similarities Just as with your home
Property inspections take valuable time and can be risky for the people involved. The insurance industry is embracing drones as a low-risk, technically sophisticated alternative. Are drones coming to the skies near you? Three in ten UK workplace fatalities involve a fall from a height, such as a worker slipping from a ladder. Around 40
In THP’s fifth Flavour & Trend Forecast for 2020, they have made some predictions for the following years’ food and drink trends. BotanicalsPrepare for Instagram-worthy delights in the coming years as edible flowers and wild botanicals will be in full bloom for 2020. Not only will they be used as a garnish in drink, but you will likely see
Whether you’re simply looking for opportunities to sell or you have been approached by an investor, we take a look at what you should think about before selling a start-up business. What’s the end game? Think about your goals for the business and what you set out to achieve. Try not to look at just
While the New Year is certainly a time to reflect on organisational success and celebrate your company’s achievements from the past 12 months, it’s also a time to reassess your business risks and prepare for the year ahead. After all, with a debuting decade comes new and emerging risks. Whether it be updated regulations, evolving
Mark and Sally both want to make a go of running small businesses in their local town. Mark wants to open a local antique store, while Sally has her sights set on opening a small boutique on the bustling riverside. Both budding entrepreneurs grew up in the same town, so they know that there’s a
UK firms in breach of health and safety law could face fines of up to £20m under stricter sentencing guidelines. In a move that has been welcomed by the British Safety Council (BSC), courts will now impose tougher sentences on firms which break health and safety law or commit corporate manslaughter offences. The courts will
Lockyers Insurance has announced the purchase of Newcastle-based independent broker and Broker Network member, Bernard Saxon General Insurance Services Ltd (BSIS). The purchase is Lockyers’ first acquisition since becoming an Ethos Broking partner in 2018. Established in 1984, BSIS which is based in Jesmond, Newcastle is owned and run by Patrick Carney and Scott Kinnaird
