Stepping onto the property ladder is becoming increasingly difficult and figures suggest many millennials will rent for the rest of their lives. This means that it’s a good time for property owners to sustain their venture or expand their portfolio, especially with the current availability of Buy-to-Let mortgages in place. That being said, maintaining positive
Lockyers are supporting the charity Beat Autism in Wakefield for one of the Aviva Community Fund Broker Backed Awards for £10,000 to fund a Speech and Language Therapist. To support this amazing charity click on this link and vote before 20th November 2018. Autism Spectrum Disorder (ASD) affects a person’s social interaction, communication, interests and
Lockyers are really proud to be awarded the Commercial Lines Broker Of The Year by Broker Network, the UK’s largest network of independent insurance brokers. Lockyers has grown from a small shop in Normanton, established in 1981, to become an award winning, independent commercial insurance broker for businesses and a national specialist in insuring manufacturers and
It’s a good idea for businesses to introduce both an internal and external plan of action should a data breach occur within their business. This will mean that your team will be better prepared and will have an increased chance of getting things right the first time. Ultimately, this could serve towards limiting damage to
Time theft is when your employee accepts payment for work which they have not done the hours for, or similarly if they have done the hours but haven’t completed the necessary amount of work in that space of time. Examples of time theft: Employees taking longer breaks than they’re allotted. This is one of the
No matter how bright the future looks for your business, you never know when disaster will strike. Whether it be a flood or destructive building fire, underinsurance can be a problem. It is vital to have proper insurance policies to protect your business from any interruptions—especially if you are a SME with minimal financial flexibility.
Nobody hopes for a business catastrophe, but the best entrepreneurs will plan for one. Whether it’s flooding after a natural disaster which damages stock and premises, or a server outage which prevents online orders, “unforeseen circumstances” can wreak a wide scope of havoc on your business. How long could your business survive if your everyday business processes were disrupted?
Most of us take our workplaces for granted. We come and go, popping out for lunch or to a meeting, expecting that everything will be the same when we return. But what if something happened to disrupt this smooth flow? As hundreds of workers found out in the City of London in July 2016, the
Cyber-crime is one of the biggest problems facing businesses in the present day, with hackers attempting both rudimentary and more sophisticated methods to infiltrate your systems and data. Tradesmen have to remain particularly vigilant, especially when self-employed, as one wrong click of an email or letting your financial information fall into the wrong hands can
Beginning 1st October 2018, the HSE will be conducting its latest inspection initiative, focused on the construction sector. Employers can expect HSE surprise construction site inspections to place an emphasis on ensuring workers are protected from long-term health complications, such as occupational lung disease, that typically result from asbestos, silica, wood or other dust exposure.
