New cyber security crackdown could see the introduction of radical fines for failing to guard against cyber attacks, says the Department for Digital, Culture, Media and Sport. For today’s businesses, protecting data and digital assets with cyber security is as essential as locking the office doors at night to protect physical property. Now the government
On 25 May 2018, the General Data Protection Regulation (GDPR) comes into effect in the EU and across the United Kingdom. The GDPR replaces the Data Protection Act and ushers in expanded rights to individuals and their data, and places greater obligations on businesses and other entities that process personal data. While the GDPR includes
When landlords find themselves in a difficult situation, insurance can offer support. There are plenty of reasons why your rental income may dry up beyond a period of inoccupancy. Here are four circumstances which can be covered with loss of rent insurance: Financial difficulties Either you’re not receiving rent, in part or in full, or
Nearly 17,000 homes and businesses flooded during the winter of 2015-16, and this winter is supposed to be worse. Britain is expected to experience unprecedented rainfall, with predicted records to be broken by up to 30 per cent, according to the Met Office. What’s more, according to the Royal Institution of Chartered Surveyors, 300,000 commercial
Lockyers looks beyond “slips and trips” to get the whole picture of construction related issues. If the only risks associated with construction were that of injury or death on site, the job of an insurer would be a lot more straightforward. But lead contractors know more than anyone, except perhaps insurance experts and solicitors, that
While it may come as an unpleasant surprise, there are ways to turn around a rejected insurance claim. There are a few reasons why an insurer may reject your claim. You could have given the wrong information, either intentionally or by mistake – like forgetting to update your car insurance with a new address, for
In the construction industry tight budgets and demanding deadlines all contribute to the complicated issue of equipment theft. Many construction projects operate to tight budgets and pressing deadlines, meaning hired or owned equipment and tools need to be easily and quickly accessible to contractors. But the open nature of building sites, along with insufficient storage
All around the world previously unfathomable feats are becoming possible, buildings are getting taller and cities more expansive. The only limits seem to be the sky, imagination, and the small matter of money. The ten most expensive projects in the world, in today’s money terms, show just what’s possible with the help of enormous financial
Whether you are thinking about buying an existing SME, or your company is looking into acquiring another business, here’s what to watch out for. While starting from scratch can be rewarding in its own right, buying an existing business can offer a variety of benefits, from inheriting a loyal customer base and established brand name
Construction workers and tradespeople of all varieties could be putting themselves at risk from dust everyday without the right precautions. Among other construction and trade related risks, dust kicked up into the air from sanding, grinding, drilling and cutting can cause fatal damage to those exposed to it. Understanding the dangers and knowing how to
