Coffee Shop Insurance
Get Your Business insurance quote today!
Working With You To Meet Your Needs
Coffee shops are one of the most popular meeting places on most high streets and you need coffee shop insurance to protect your business, customers, employees and suppliers. Running a coffee shop can mean working long hours over 7 days each week so finding time to look for a competitive coffee shop insurance quote can be hard. Whatever the nature of your coffee shop business, if you have a standard or non-standard premises, a single outlet or a chain, let us do the hard work for you. A single call to Lockyers insurance brokers, with our access to most UK branded insurers can help to solve your problems.
Once you become one of our clients we continue to work with you, adjusting the policy to meet the changing needs of your business. We understand that you have a busy life so we can also offer the services of a dedicated claims team to help you through the process should the need arise.
Cover can be tailored to include:
- Stock insurance – cover for damage or theft of products which can be very expensive to replace, can also include protection against deterioration of frozen stock
- Contents insurance – cover for items such as tills, fixtures and fittings from damage and theft, especially when some equipment can be very expensive
- Public liability insurance – cover for claims due to customer injury or loss. This is especially important with so many customers at your premises and at risk from even simple hazards such as spillages – Find out more
- Product liability insurance – covers the cost of compensation claims for injury or damage to people or properties by a faulty product that your business designs, manufacturers or supplies – Find out more
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage.
- Tenants improvements insurance – cover for permanent changes, e.g. wiring, built in cupboards, made to a leased property by the tenant rather than the landlord
- All risk items away from the premises insurance – including laptops and phones
- Loss of profits insurance – cover to allow your profit levels to be maintained in the event of business downtime so your business will still receive income
- Loss of cash & cheques – protection for loss from your premises, home or in transit
- Computer insurance – cover for loss, theft or accidental damage
- Goods in transit insurance – cover includes goods in vehicles owned or operated or carried by a third party.
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position e.g. from employees, shareholders, creditors, regulators, customers, government – Find out more
- Cyber liability insurance – protection against losses caused by online fraud, one of the fastest growing crimes today – Find out more
- Business interruption insurance – cover for lost income that is due to an unexpected event that affects your business e.g. fire or flood so you can continue to pay bills and pay for increased costs such as renting office space while repairs take place
