Construction Industry Insurance
Get Your Business insurance quote today!
the right protection at the right price.
Building sites can be hazardous places with the danger of injury to people and potential damage to expensive vehicles, plant and machinery. If you employ more than 8 staff or labour only sub-contractors we offer tailored, flexible insurance solutions to suit your specific needs. Lockyers are a leading insurance broker and specialises in providing construction industry insurance cover.
Our experienced brokers will look at all aspects of your business. We work with most UK branded insurers and utilise our buying power to design a bespoke insurance solution for the most complex requirements, getting the right protection at the right price.
We aren’t just here to sell you a policy either. Once you become one of our clients we will work with you on an ongoing basis, adjusting the policy to meet the needs of your changing business and help process any claims that may arise.
Cover can be tailored to include:
- Public liability insurance – cover for claims due to injury or loss to members of the public. This is especially important in a high risk environment such as a building site – Find out more
- Employers’ liability insurance – a legal requirement for all employers or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position e.g. from employees, shareholders, creditors, regulators, customers, government – Find out more
- Motor fleet insurance – cover for fleets of 3 vehicles or more including cars, vans, HGVs. Protection can be extended to the carriage of hazardous materials such as chemicals, fuel and waste – Find out more
- Professional Indemnity Insurance – protection against claims by your customers for losses caused by negligence by you or your employees – Find out more
- Contract works insurance – cover for construction work in progress on site and can include protection for plant, tools and temporary buildings in the event of loss due to fire, water, malicious damage or theft
- Non negligent liability insurance – JCT cover designed to protect the employer against claims for damage to a third party property by the building contractor that is not as a result of negligence
- Hired in plant insurance – cover for plant, tools and site accommodation that has been hired in while being transported or on site
- Hired out plant insurance – protection for plant that is hired in or owned and then hired out to another user
- Owned plant insurance – cover for machinery and plant that you own while being transported or on site
- Personal accident insurance – construction sites are high risk environments so you can insure against serious injury or death caused by an accident to cover costs including lost income and medical charges
