Food Manufacturing Insurance
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flexible insurance solutions
All businesses are different and whatever the size we offer tailored, flexible insurance solutions to suit your specific needs. Lockyers are a leading broker and specialises in providing manufacturing insurance cover for businesses including those operating in the food and drink industries.
Our experienced brokers will look at all aspects of your business. We work with most UK branded insurers and utilise our buying power to design a bespoke insurance solution for the most complex requirements, getting the right protection at the right price.
We aren’t just here to sell you a policy either. Once you become one of our clients we will work with you on an ongoing basis, adjusting the policy to meet the needs of your changing business and help process any claims that may arise.
Cover can be tailored to include:
- Public liability insurance – cover for claims due to injury or loss including damage to property or injury to a member of the public – Find out more
- Product liability insurance – covers the cost of compensation claims for injury or damage to people or properties by a faulty product that your business designs, manufactures or supplies. Protection can be extended to include North America – Find out more
- Product recall insurance – protection to cover your costs including customer communication, shipping and product disposal costs in the event of a product recall
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Machinery and plant insurance – cover for damaged or stolen machinery including forklifts and generators that you own or loss of plant that you’ve hired
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Tenants improvements insurance – cover for permanent changes made to a leased property by the tenant rather than the landlord such as: wiring, built in cupboards, installation of stud walls or mezzanine floors
- Contents insurance – cover for items such as tills, fixtures and fittings from losses caused by damage and theft, especially when some equipment can be very expensive.
- Stock insurance – cover for damage or theft of products which can be very expensive to replace, can also include protection against deterioration of frozen stock
- All risk items away from the premises insurance – including laptops and phones
- Loss of profits insurance – cover to allow your profit levels to be maintained in the event of business downtime so your business will still receive income
- Loss of cash & cheques insurance – protection for loss from your premises or in transit
- Computer insurance – cover for loss, theft or accidental damage
- Goods in transit insurance – cover includes goods in vehicles owned or operated or carried by a third party.
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position e.g. from employees, shareholders, creditors, regulators, customers, government – Find out more
- Cyber liability insurance – protection against losses caused by online fraud, one of the fastest growing crimes today – Find out more
- Motor fleet insurance – cover for fleets of 3 vehicles or more including cars, vans, HGVs. Protection can be extended to the carriage of hazardous materials such as chemicals, fuel and waste – Find out more
- Machinery and plant insurance – cover for damaged or stolen machinery including forklifts and generators that you own or loss of plant that you’ve hired
- Engineering inspection policy – if your business involves the operation of plant and machinery including electrical installations, lifting and ventilation equipment or pressure systems then regular inspections are required to check they are operating safely within the relevant legal requirements. This policy covers the services of qualified professionals to inspect the plant and offer expert advice – Find out more
