Office Insurance
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Finding the best deal
Your office is the central hub of your business so Lockyers’ insurance brokers will look at all aspects of your business to get the right office insurance at the most competitive premium. In addition to cover for your building and equipment, including computers, we can offer additional business insurance to protect you against loss of profits and liability claims.
Once you become one of our clients we continue to work with you, adjusting the policy to meet the changing needs of your business. We understand that you have a busy life so we can also offer the services of a dedicated claims team to help you through the process should the need arise.
Cover can be tailored to include:
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Tenants improvements insurance – cover for permanent changes made to a leased property by the tenant rather than the landlord such as: wiring, built in cupboards, installation of stud walls
- Contents insurance – cover for items such as fixtures and fittings from damage and theft, especially when some equipment can be very expensive.
- All risk items away from the premises insurance – including laptops and phones
- Loss of profits insurance – cover to allow your profit levels to be maintained in the event of business downtime so your business will still receive income
- Loss of cash & cheques – protection for loss from your premises, home or in transit
- Computer insurance – cover for loss, theft or accidental damage
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Public liability insurance – cover for claims due to customer injury or loss. This is especially important with so many customers at your premises and at risk from even simple hazards such as spillages – Find out more
- Product liability insurance – covers the cost of compensation claims for injury or damage to people or properties by a faulty product that your business designs, manufacturers or supplies – Find out more
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position e.g. from employees, shareholders, creditors, regulators, customers, government – Find out more
- Cyber liability insurance – protection against losses caused by online fraud, one of the fastest growing crimes today – Find out more
- Professional Indemnity Insurance – protection against claims by your customers for losses caused by negligence by you or your employees – Find out more
