Shop Insurance
Get Your Business insurance quote today!
Solving Your Problems
Shop insurance at competitive prices can be hard to find when you are running a business for 7 days every week. Lockyers are happy to quote for all types of shop insurance such as bakery and sandwich shops so if you have a standard or non-standard premises, a single shop or a chain, a single call to Lockyers insurance brokers with our access to most UK branded insurers can help to solve your problems.
We can also offer the services of a dedicated claims team to help you through the process should the need arise.
Cover can be tailored to include:
- Stock insurance – cover for damage or theft of products which can be very expensive to replace, can also include protection against deterioration of frozen stock
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Tenants improvements insurance – cover for permanent changes made to a leased property by the tenant rather than the landlord such as: wiring, built in cupboards, installation of stud walls or mezzanine floors
- Contents insurance – cover for items such as tills, fixtures and fittings from damage and theft, especially when some equipment can be very expensive
- All risk items away from the premises insurance – including laptops and phones
- Loss of profits insurance – cover to allow your profit levels to be maintained in the event of business downtime so your business will still receive income
- Loss of cash & cheques – protection for loss from your premises, home or in transit
- Loss of licence – cover to protect against loss if the licence to sell alcohol is lost through no fault of your own
- Computer insurance – cover for loss, theft or accidental damage
- Goods in transit insurance – cover includes goods in vehicles owned or operated or carried by a third party.
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Public liability insurance – cover for claims due to customer injury or loss. This is especially important with so many customers at your premises and at risk from even simple hazards such as spillages – Find out more
- Product liability insurance – covers the cost of compensation claims for injury or damage to people or properties by a faulty product that your business designs, manufacturers or supplies – Find out more
- Employers’ liability insurance– a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position e.g. from employees, shareholders, creditors, regulators, customers, government – Find out more
- Cyber liability insurance – protection against losses caused by online fraud, one of the fastest growing crimes today – Find out more
