Gyms & Fitness Club Insurance
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Designing Your Bespoke policy
When it comes to health and safety however careful you are accidents can still happen and members can injure themselves when using the equipment in your gym or fitness centre. Lockyers can help you find the right gyms & fitness club insurance cover to protect your business, premises, staff and members. Lockyers are an insurance broker with access to most UK branded insurers, our experienced brokers can design an insurance package just for you.
Once you become one of our clients we continue to work with you, adjusting the policy to meet the changing needs of your club. We understand that you have a busy life so we can also offer the services of a dedicated claims manager to help you through the process should the need arise.
Cover can be tailored to include:
- Public liability insurance – cover for claims due to injury or loss including damage to property or injury to a member of the public – Find out more
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position – Find out more
- Member to member liability insurance – protection for claims if a member of your club injures or damages the property of another member
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Contents insurance – cover for items such as fixtures and fittings from losses caused by damage and theft, especially when some equipment can be very expensive
- Stock insurance – cover for damage or theft of products which can be very expensive to replace, can also include protection against deterioration of frozen stock
- Money on site insurance – cover for money that is stolen or lost from your business premises
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Business interruption insurance – cover for lost income that is due to an unexpected event that affects your business e.g. fire or flood so you can continue to pay bills and pay for increased costs such as renting office space while repairs take place
- Personal accident insurance – insurance to protect against serious injury or death caused by an accident to cover costs including lost income and medical charges
- Engineering inspection policy – if your business involves the operation of plant and machinery including electrical installations, lifting and ventilation equipment or pressure systems then regular inspections are required to check they are operating safely within the relevant legal requirements. This policy covers the services of qualified, professionals to inspect the plant and offer expert advice – Find out more
