Museum Insurance
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Finding the cover that suits you
With members of the public visiting all day, every day, getting the best museum insurance cover is essential. People visit your attraction for a nice day out but however vigilant you are when it comes to health and safety accidents can still happen. Lockyers can help you find the right insurance cover at the right price to protect your business, premises, staff and visitors. Lockyers are an independent insurance broker with access to most UK branded insurers, our experienced brokers can design an insurance package just for you.
Once you become one of our clients we continue to work with you, adjusting the policy to meet the changing needs of your museum. We understand that you have a busy life so we can also offer the services of a dedicated claims manager to help you through the process should the need arise.
Cover can be tailored to include:
- Public liability insurance – cover for claims due to injury or loss including damage to property or injury to a member of the public – Find out more
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position – Find out more
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Contents insurance – cover for items such as fixtures and fittings from losses caused by damage and theft, especially when some equipment can be very expensive
- Stock insurance – cover for damage or theft of products which can be very expensive to replace, can also include protection against deterioration of frozen stock
- Money on site insurance – cover for money that is stolen or lost from your business premises
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Business interruption insurance – cover for lost income that is due to an unexpected event that affects your business e.g. fire or flood so you can continue to pay bills and pay for increased costs such as renting office space while repairs take place
- Engineering inspection policy – if your business involves the operation of plant and machinery including electrical installations, lifting and ventilation equipment or pressure systems then regular inspections are required to check they are operating safely within the relevant legal requirements. This policy covers the services of qualified, independent professionals to inspect the plant and offer expert advice – Find out more
- Machinery and plant insurance – cover for damaged or stolen machinery including generators that you own or that you’ve hired
