Multiple news outlets reported a cyber attack on high-end jewellery firm Graff. Cyber criminals are said to have leaked up to 69,000 confidential documents including the details of David Beckham, Donald Trump, Oprah Winfrey and Sir Philip Green. It is thought that the criminals have demanded tens of thousands of pounds in ransom to stop
With temperatures dropping and the chance of snow on the horizon, are you ready for winter as a business owner? Here’s some tips to keep everything running smoothly so you can continue to provide great service, whatever the weather outside. Helping you plan for the worst If you haven’t already been inspired by the disastrous
Lockyers has partnered with Towergate Health & Protection to offer you specialist insurance cover for health, wellbeing and protection – for you, your staff and your business. The real risk of not protecting your business Small to medium-sized businesses face the most challenges when it comes to handling health issues among their people. If one
Halloween can be traced back as far as the ancient festival of Samhain when, on the 31st of October, the ghosts of the dead would revisit the mortal world. To ward off any evil spirits in their midst, large bonfires were lit in each village. Druids then walked from house-to-house with embers from the sacred bonfire
Seasonal Affective Disorder (SAD) is a form of depression which peaks seasonally, becoming most apparent in the winter months. The cause of SAD isn’t completely understood, however. It’s rarer in parts of the world with consistently long, bright days, and so is often linked to shorter days, longer nights and lack of sunlight. When someone
Imagine you have the opportunity to invest £100,000 for your company, with a 70% chance of providing a 20% return within five years. Do you decide to go for it? Now consider whether your decision would be different if you could be held personally liable for making the wrong decision; your home and other assets
While flood risks are normally associated with the winter months, extremely high temperatures throughout the summer months has led to an increased risk extreme weather events such as thunder storms with the expectation of flooding of homes and businesses, lightning strikes and strong winds. Flooding can be a precarious period for businesses, so planning for
You might never have heard about risk management before. Or perhaps you’ve heard it in passing when reviewing your business insurance. You might even have had experience with how it works and how it can help. This article looks at the ins, the outs and everything in between. What is risk management? Risk management, simply,
You may have heard that the insurance industry has entered a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years. On top of that, there are two types of insurance cycle conditions
On 22 March, the Prime Minister announced the government’s proposed roadmap out of lockdown. The road ahead The government is hopeful that most of the economy will be able to open before the end of June, subject to four steps set against four key tests: how the vaccine roll-out is going, how vaccination is affecting
