There are two main reasons why you should take out employers’ liability insurance: firstly, to avoid your business being wiped out by a substantial claim for compensation by an employee being injured or killed at work. Secondly, you’re almost certainly obliged by law to take out a policy. Businesses without at least £5m of cover
As workplace technology continues to evolve, organisations across industry lines have begun digitising their operations with e-commerce. In fact, recent data found that the UK ranks as one of the top three largest e-commerce markets in the world, totalling over £80 billion in annual online sales. And although offering digital transactions provides numerous benefits—more efficient
In a recent report by the HSE, the most common workplace injuries reported throughout 2018/2019 have been revealed. During this time, 581,000 workers sustained a non-fatal injury according to self-reports from the Labour Force Survey and 69,208 were submitted as RIDDOR reports. In the same period, 147 workers suffered a fatal injury, with the most common cause
Reaching unprecedented levels For those who don’t take global warming seriously by now, you might be surprised at the predictions that have been made by the Environment Agency (EA) regarding UK flood defence. Climate change has already had a major impact on British coastlines, moorlands, farms, towns and cities, not to mention the effect it’s
From manufacturing and engineering firms to independent contractors, make workplace safety a top priority with these simple improvements. In the hustle and bustle of daily work, it can be easy to forget to implement basic Health & Safety procedures or shrug off best practice for easier, quicker methods. However, failing to follow the safest strategies
When you hear the word ‘hacker’ what do you think of? Most of us would typically associate hackers as hooded figures sat in dark rooms, working hard to infiltrate our computer systems in order to wreak havoc. However, while the shadier side of hacking unquestionably exists, there are a whole other denomination of hackers who
Although there’s still a long way to go with its implementation, 5G is already making waves in the areas it’s available. EE, Europe’s largest 4G provider, launched the service in select cities in May 2019 and has confirmed a wider rollout across the UK in 2020. When 5G is fully implemented, it promises much faster
Although most organisations make an effort to limit the risk of employees suffering from workplace injuries, many employers don’t consider the troubling aftermath that would arise if an on-site injury resulted in a fatality. Recent data from the HSE revealed that work-related deaths are more prevalent than you might realise. In fact, 147 workers were
Small mistakes can be opportunities to learn, but bigger errors that have legal consequences attached will often only be made once, as they’re enough to bring your business crashing down. We look at five such blunders and explain how these can be avoided. Unguarded information Sensitive information such as that which is financial or can
Starting a business is exhilarating. Insurance isn’t. Dependent on the type and size of your company, you’ll likely need some level of business insurance to legally satisfy your business duties. Finding out what is and isn’t applicable to you, is stressful, time-consuming and can make you feel out of your depth. Due to this, a
